Insights for Smarter Lending Decisions — Articles, News, and Thought Leadership.
Technological Costs Could Be Last Straw for Community Banks
Community banks have historically viewed emerging technologies with hesitation, if not downright skepticism. They often claim that certain...
U.S. Banking Regulators Step Up Rhetoric on CRE Loan Standards
U.S. regulators sent a strong signal to bankers that they are preparing to crack down on risky commercial real-estate lending, threatening to force...
The Benefits of Cloud-Based Commercial Lending Software
Technology is becoming increasingly more prevalent in how businesses operate, and banking is no exception. Cloud-based financial lending software...
SaaS Lending Software vs. Traditional Software
Deciding whether to implement Software-as-a-Service (SaaS) vs. traditional legacy software for assessing commercial loan risk should be based on...
3 Reasons to Reconsider Legacy Commercial Lending Software
There are many differences between legacy and cloud-based software. One primary difference is that legacy software is installed on a server in a...
Case Study: CLOUDecision & Cross River Bank
Cross River Bank, located in Teaneck, New Jersey, was in need of a “loan servicing software that would complement our core processor,” according to...
How SaaS Cuts Costs for Community Banks
In today’s increasingly volatile lending environment, commercial banks and credit unions demand greater accountability while keeping costs down and...
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Technological Costs Could Be Last Straw for Community Banks
Community banks have historically viewed emerging technologies with hesitation, if not downright skepticism. They often claim that certain advancements will dilute personal customer relationships—the primary advantage community banks have over very large banks. This...
U.S. Banking Regulators Step Up Rhetoric on CRE Loan Standards
U.S. regulators sent a strong signal to bankers that they are preparing to crack down on risky commercial real-estate lending, threatening to force banks to raise capital if necessary as they scrutinize the loans next year. “The agencies have observed substantial...