by c3s.health.admin | Oct 9, 2025 | Case Management System, News
Currently, banks with over $10 billion in assets are required by the FDIC to complete stress testing. If you are part of a community bank or credit union, there are still many benefits to voluntary stress testing. Data suggests that as much as 40% of banks and credit...
by c3s.health.admin | Oct 9, 2025 | Case Management System, News
Legislation from the Supervisory Capital Assessment Program were enacted in good faith as a way to decrease financial instability in the market. As you are aware, the regulatory efforts have made it considerably harder for local banks and credit unions to operate...
by c3s.health.admin | Oct 8, 2025 | Case Management System, News
The OCC stresses that a solid commercial real estate (CRE) lending program must have sufficient levels of available capital as well as sound risk management standards. While individual loans carry an inherent risk, CREs expose financial institutions to an additional...
by c3s.health.admin | Oct 8, 2025 | Case Management System, News
Financial institutions are inundated with existing loan data generated across numerous platforms. While the historical tendency to create silos was reinforced by IT systems already in place to serve individual departments, changes in the Comprehensive Capital Analysis...
by c3s.health.admin | Oct 8, 2025 | Case Management System, News
The concept of silos of functions has been facilitated by the implementation of legacy IT systems that were designed solely to meet the demands of a particular department. While that might have seemed like a sound banking practice as recently as even decade or two...
by c3s.health.admin | Oct 8, 2025 | Case Management System, News
Financial institutions strive to maintain a balance of loan programs, and 2017 is shaping up to follow that trend according to a recent survey of today’s top banking officials. In fact, there are expectations of lending profitability and steady growth in two...
