Insights for Smarter Lending Decisions — Articles, News, and Thought Leadership.
SaaS Lending Software vs. Traditional Software
Deciding whether to implement Software-as-a-Service (SaaS) vs. traditional legacy software for assessing commercial loan risk should be based on...
Tailored Financial Analysis Solutions Support Community Bank Lending
Recently, the chairman of the Independent Community Bankers of America, Rebecca Romero Rainey, highlighted the challenges faced by community banks....
Achieve Greater Returns with Less Risk: C&I Lending
C&I loans are those that are typically extended to partnerships, corporations, sole proprietorships and other business entities in order to...
3 Advantages of Improved CRE Stress Testing Practices
Despite the recent rise in interest rates, borrowers in need of commercial real estate loans have remained optimistic thanks to positive economic...
How Community Banks Can Increase Loan Growth with MarketPlace Lending
Since the financial crisis of 2008, lending by nonbank entities has resulted in their portfolios to increase by 100%. While initially some of this...
Using Automation to Comply With Small Business Fair Lending Practices
The CFPB (Consumer Financial Protection Bureau) recently released examination priorities around lending practices of financial institutions. These...
4 Ways CLOUDecision Improves Relations Between Customers and Banks
For the commercial lending departments of today’s banks and credit unions, it is imperative to have access to an integrated and efficient loan...
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How SaaS Cuts Costs for Community Banks
In today’s increasingly volatile lending environment, commercial banks and credit unions demand greater accountability while keeping costs down and ensuring compliance. The conventional approach of utilizing legacy hardware and software simply isn’t as efficient as it...
Commercial Banking Risks and How to Stay Protected
The lending department at community banks and credit unions are responsible for many different aspects related to commercial loans. Every loan that has risks must be carefully weighed to determine if they are viable for the short and long-term health of the...