Insights for Smarter Lending Decisions — Articles, News, and Thought Leadership.
Case Study: CLOUDecision & Cross River Bank
Cross River Bank, located in Teaneck, New Jersey, was in need of a “loan servicing software that would complement our core processor,” according to...
Are Your Customers Turning to MarketPlace Lending?
The lending landscape has changed dramatically over the past few years. According to the Washington Post, as recently as 2011, Bank of America,...
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Prepare Now: FDIC Stress Testing Requirements Affecting Community Banks
Since the 2008 financial crisis, the FDIC has mandated that banks holding over $10 billion in assets must have robust stress-testing practices in place to prove they are prepared for risk. The stress-testing requirement has started to trickle down to banks with fewer...
Quality of Risk Management: Risk Reporting, Management and Compliance
FDIC stress testing regulations affect banks that hold over $10 billion in assets. Yet if you think your community bank is immune from having to put stress-testing measures in place since you hold fewer than $10 billion in assets, think again. The reality is that...