Capital Stress Testing & Risk Management
Enable capital and liquidity stress testing, portfolio risk analysis, and capital planning in one platform.
Capital & Liquidity Requirements Balance Sheet Optimization
The CLOUDecision platform enable community banks to capture CRE data points and perform capital and liquidity stress testing, loan portfolio analysis & stress tests, individual loan stress tests, board, management and regulatory reports and more.
CLOUDecision technology enables community banks to use a combination of Commercial RE, Portfolio Analysis & Stress Testing and Capital Stress Testing at a significantly lower cost. Plus, it’s on-line and on-demand.
Key Features:
Estimate Impact of Stress on Capital
Stress and Forecast Tier 1 Leverage Ratio
Perform Comprehensive Capital Planning
Estimate Revenues and Impact of Stress on Earnings
Compare Past and Future Balance Sheet and Income Growth
Maintain proper Capital Adequacy
Our SaaS Packages
Premium Financial Analysis
Premium combines the functionalities of statement spreading, business & individual financial analysis with the ability to provide financial analytical information in a global cash flow format.
Complete Commercial Loan Systems
COMPLETE is a credit analysts dream. COMPLETE’s complete comprehensive underwriting, credit analysis, board and committee approval process. Once you have COMPLETE, just follow the workflow and get work done.
MarketPlace (MPL) Lending Systems
CLOUDecision MPL is a state-of-the-art consumer lending workflow model designed to meet present and future consumer financial needs.
Advanced Portfolio & Stress Testing
A custom-built platform that allows users to source, analyze, monitor, and identify inconsistencies to gauge the health of their portfolio, online and in real-time with financial analysis software.
Capital Stress Testing & Risk Management
Enables community banks to use a combination of Commercial RE, Portfolio Analysis & Stress Testing, and Capital Stress Testing at a significantly lower cost. Plus, it’s online and on-demand!
Commercial Real Estate Decisioning
A consolidated platform which enables credit analysts to originate and underwrite all real estate related loan applications. Includes loan origination, subject property rent roll, vacancy rates and more.
Construction Analytics & Draw Mgmt.
CLOUDecision Construction Analysis, Draws, Absorptions and Monitoring is the most sophisticated software available in the market today. It provides sources and usages of cash flow for C&I, A&D and Residential Properties.
Get Compliant. Get Clarity. Get Lower Costs.
See for yourself how CLOUDecision helps you make clear risk management decisions.