Construction Management

Construction Analysis, Draws, Absorptions & Monitoring

CLOUDecision Construction Management is the most sophisticated software available on the market today. When considering a construction and residential development loan, you are faced with many questions regarding 1) the appropriate amount of finance, 2) what LTV is appropriate in determining the current and projected LTV, 3) the time it will take for the loan to payoff, 4) determining the appropriate release price for each lot and 5) monitoring the loan performance as the lots are sold.

Construction management enables analysts to see the ‘pro-forma’ expectations of the subject request, thus eliminating surprises after the loan is closed and enabling you to test “down-side’ scenarios. The lot absorption provides excellent documentation to give to the regulators/loan examiners to satisfy their questions about the initial underwriting and subsequent performance of residential development lots.

Key Features:

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Provide Sources and Usages of cash flow for C&I and A&D loans

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Track beginning lots, beginning LTV, outstanding lots and outstanding LTV
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Create AIA inspection sheets and residential completion
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Create loan tracking for total requested, total funded and total outstanding loans
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Provide draw setups, participation draws, draw authorization and percentage of completion
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Produce lot absorption rates including percentage of lot released, total net value and principle reductions

Our SaaS Packages

Premium Financial Analysis

Premium combines the functionalities of statement spreading, business & individual financial analysis with the ability to provide financial analytical information in a global cash flow format.

Complete Commercial Loan Systems

COMPLETE is a credit analysts dream. COMPLETE’s complete comprehensive underwriting, credit analysis, board and committee approval process. Once you have COMPLETE, just follow the workflow and get work done.

MarketPlace (MPL) Lending Systems

CLOUDecision MPL is a state-of-the-art consumer lending workflow model designed to meet present and future consumer financial needs.

Advanced Portfolio & Stress Testing

A custom-built platform that allows users to source, analyze, monitor, and identify inconsistencies to gauge the health of their portfolio, online and in real-time with financial analysis software.

Capital Stress Testing & Risk Management

Enables community banks to use a combination of Commercial RE, Portfolio Analysis & Stress Testing, and Capital Stress Testing at a significantly lower cost. Plus, it’s online and on-demand!

Commercial Real Estate Decisioning

A consolidated platform which enables credit analysts to originate and underwrite all real estate related loan applications. Includes loan origination, subject property rent roll, vacancy rates and more.

Construction Analytics & Draw Mgmt.

CLOUDecision Construction Analysis, Draws, Absorptions and Monitoring is the most sophisticated software available in the market today. It provides sources and usages of cash flow for C&I, A&D and Residential Properties.

Get Compliant. Get Clarity. Get Lower Costs.

See for yourself how CLOUDecision helps you make clear risk management decisions.