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MarketPlace Lending (MPL) Systems

AI-enabled Consumer Finance Origination, Underwriting, and Decisioning System

What is CLOUDDecision MPL?

A dynamic lending system that automates loan origination, underwriting, and decisioning with built-in scorecards and risk models.

  • AI-enabled decision matrix reduces processing time to under 5 minutes.
  • Designed for financial institutions, brokers, and online lenders.

The workflow enables businesses (or individuals) to fill out the application in just 3 minutes, while the MPL background system automatically gathers all financials and credit data into MPL systems.

All of the above processes can be done in less than 5 minutes without any human intervention.

The CLOUDecision MPL platform has built-in score cards for each consumer product type. It provides an automatic decision matrix to help approve, decline, or make exceptions for all loan submissions in less than 4 seconds.

Key Features:

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Domain Based Application Generators for any marketplace originations

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Ability to integrate with practice mgmt. software, banks or other 3rd party vendors
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Enables customized on-line application for customers/brokers/users
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Identify and calculate risks on demand
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Push loan apps to any participating vendors, businesses and web sites
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Ability to upload financial data in seconds or manually enter/update data
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Originate, Underwrite and Decisions in less than 5 minutes
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Add, change decision matrix in seconds

Compliance & Security

  • SOC 2 Compliant
  • HIPAA Compliant
  • Data Encryption

CLOUDDecision meets SOC 2 Type 2 and HIPAA compliance standards to ensure the confidentiality, integrity, and security of financial data.

Our SaaS Packages

Premium Financial Analysis

Premium combines the functionalities of statement spreading, business & individual financial analysis with the ability to provide financial analytical information in a global cash flow format.

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Complete Commercial Loan Systems

COMPLETE is a credit analysts dream. COMPLETE’s complete comprehensive underwriting, credit analysis, board and committee approval process. Once you have COMPLETE, just follow the workflow and get work done.
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MarketPlace (MPL) Lending Systems

CLOUDecision MPL is a state-of-the-art consumer lending workflow model designed to meet present and future consumer financial needs.

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Advanced Portfolio & Stress Testing

A custom-built platform that allows users to source, analyze, monitor, and identify inconsistencies to gauge the health of their portfolio, online and in real-time with financial analysis software.

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Capital Stress Testing & Risk Management

Enables community banks to use a combination of Commercial RE, Portfolio Analysis & Stress Testing, and Capital Stress Testing at a significantly lower cost. Plus, it’s online and on-demand!
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Commercial Real Estate Decisioning

A consolidated platform which enables credit analysts to originate and underwrite all real estate related loan applications. Includes loan origination, subject property rent roll, vacancy rates and more.
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Construction Analytics & Draw Mgmt.

CLOUDecision Construction Analysis, Draws, Absorptions and Monitoring is the most sophisticated software available in the market today. It provides sources and usages of cash flow for C&I, A&D and Residential Properties.
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Get Compliant. Get Clarity. Get Lower Costs.

See for yourself how CLOUDecision helps you make clear risk management decisions.
Request a Free Demo