Premium Financial Analysis

Promote CLOUDDecision Premium as the most advanced commercial loan spreading and risk management system.

In today’s commercial lending world, risk management decisions must be smarter, more efficient and compliant without question. Enter CLOUDecision – the new way community banks and credit unions get compliant and the clarity they need for risk assessment.

CLOUDecision Premium combines the functionalities of statement spreading, business and individual financial analytics with the ability to provide financial analytical information in a global cash flow format. Our loan processing and management software gives users the ability to consolidate borrower and guarantor financials. CLOUDecision Premium is commercial loan spreading and risk analysis software that aids in credit management solutions and the financial spreading process.

It is the only true cloud-based system maintaining built-in multi-year financial analytics to manage overall borrower and guarantor relationships, multi-year individual tax returns, personal financial statements, global debt service coverage, default risk analysis, projections, sensitivity analysis and more. Premium gives lenders a complete commercial lending platform and enables accounting and credit analysis.

Key Features:

Z

Provides comprehensive borrower and guarantor financial spreading

Z
Creates ongoing Credit Renewals and Reviews
Z
Generates customizable Presentation Reports for Decision Makers
Z
Provides comprehensive loan servicing and risk management
Z

Produces Global Cash Flow Analysis

Z

Produces all credit documents in just one click

Z
Constructs projections and Sensitivity Analyses

Starting $649.99/monthly per user.

Our SaaS Packages

Premium Financial Analysis

Premium combines the functionalities of statement spreading, business & individual financial analysis with the ability to provide financial analytical information in a global cash flow format.

Complete Commercial Loan Systems

COMPLETE is a credit analysts dream. COMPLETE’s complete comprehensive underwriting, credit analysis, board and committee approval process. Once you have COMPLETE, just follow the workflow and get work done.

MarketPlace (MPL) Lending Systems

CLOUDecision MPL is a state-of-the-art consumer lending workflow model designed to meet present and future consumer financial needs.

Advanced Portfolio & Stress Testing

A custom-built platform that allows users to source, analyze, monitor, and identify inconsistencies to gauge the health of their portfolio, online and in real-time with financial analysis software.

Capital Stress Testing & Risk Management

Enables community banks to use a combination of Commercial RE, Portfolio Analysis & Stress Testing, and Capital Stress Testing at a significantly lower cost. Plus, it’s online and on-demand!

Commercial Real Estate Decisioning

A consolidated platform which enables credit analysts to originate and underwrite all real estate related loan applications. Includes loan origination, subject property rent roll, vacancy rates and more.

Construction Analytics & Draw Mgmt.

CLOUDecision Construction Analysis, Draws, Absorptions and Monitoring is the most sophisticated software available in the market today. It provides sources and usages of cash flow for C&I, A&D and Residential Properties.

Get Compliant. Get Clarity. Get Lower Costs.

See for yourself how CLOUDecision helps you make clear risk management decisions.